A big thank you to our host and guest facilitators
This three-day discussion is hosted by Madhurantika Moulick of MicroSave and facilitated by guest-facilitators Lisa Parrott, Sukhwinder Arora, Mary Miller, N. Srinivasan, Dr. Hans Dieter Seibel, Hugh Allen, and Kimberley Wilson.
This three-day discussion is hosted by Madhurantika Moulick of MicroSave and facilitated by guest-facilitators Lisa Parrott, Sukhwinder Arora, Mary Miller, N. Srinivasan, Dr. Hans Dieter Seibel, Hugh Allen, and Kimberley Wilson.
Madhurantika Moulick is working as Financial Systems Specialist with MicroSave in India. Earlier she was a part of MicroSave’s Africa team and has graduated from its Young Executive Development Programme. She has worked extensively in Asia and Africa with a diverse range of financial institutions (MFIs, CBOs, Banks - Commercial and Government, NBFCs, Cooperatives) providing technical inputs on Strategic Business Planning, Strategic Marketing, Loan Portfolio Audit, Human Resource Management, Market Research for Microfinance, Process Mapping, Costing and Pricing, Product Marketing, Pilot Testing and Product Roll Out. She has been part of the toolkit development team for some of these toolkits and is certified in all of them. She specialises in market research and training design and delivery. Before joining MicroSave, Madhurantika worked as the Program Associate for CARE India’s microfinance project - Credit and Savings for Household Enterprises (CASHE), as Business Designer for Vivekananda Sishu Udyan O Seva Kendra, a grass root level MFI and with other NGOs and MFIs in India and Bangladesh in the areas of capacity building, strategic management and organisational development. Madhurantika has a Masters in Social Work from Tata Institute of Social Sciences in Mumbai, India and Masters in Urban and Rural Sociology from Banaras Hindu University, Varanasi, India. She is presently persuing a Masters in Banking from The Institute of Chartered Financial Analysts of India (ICFAI University). You can contact Ms. Moulick at madhu@MicroSave.net or Tel. +91 9902061645.
Lisa Parrott
Lisa Parrott, Save the Children's Livelihoods Advisor for Africa, has more than 13 years of professional experience working with financial services, capacity building programs and rural development initiatives. Recently Ms. Parrott served as the Training Specialist for MicroSave, focusing on market-led approaches to product development and delivery. She has consulted for a variety of organizations working on improving savings and credit services for low-income populations. Over the past few years she has focused more specifically on designing, monitoring and evaluating economic development and microfinance projects assisting vulnerable families and children, particularly in the context of HIV and AIDS.
Over the last twenty six years, he has contributed to a range of development organisations and themes dealing with microfinance, enterprise and private-sector development and sustainable livelihoods. He has worked at micro, meso and macro levels in over ten countries and forged effective partnerships across sectoral, organisational and national boundaries. During 1996-2000, he assisted Stuart Rutherford in his research which led to the publication of The Poor and Their Money. Sukhwinder has published papers in international journals and together with Malcolm Harper has edited a book Small Customers, Big Market: Commercial Banks in Microfinance.
Mary Miller
Mary Miller is a commercial banker and financial consultant skilled in project and company evaluation, needs assessment, lending practices, loan guarantees, credit analysis, staff supervision and development, communications and training for small business and micro-enterprise lending. She has eighteen years of experience as a commercial bank officer, lending to small and medium-sized businesses, also documenting credits, monitoring financial performance, training analysts, and identifying other banking service needs. She has managed a commercial lending team, and has designed procedures and controls to meet the informational, regulatory, and fiduciary responsibilities of a growing institution. Ms. Miller also advises banks and MFIs on lending policies and procedures, and institutional management.
Mary Miller is a commercial banker and financial consultant skilled in project and company evaluation, needs assessment, lending practices, loan guarantees, credit analysis, staff supervision and development, communications and training for small business and micro-enterprise lending. She has eighteen years of experience as a commercial bank officer, lending to small and medium-sized businesses, also documenting credits, monitoring financial performance, training analysts, and identifying other banking service needs. She has managed a commercial lending team, and has designed procedures and controls to meet the informational, regulatory, and fiduciary responsibilities of a growing institution. Ms. Miller also advises banks and MFIs on lending policies and procedures, and institutional management.
N. Srinivasan
N. Srinivasan, Development economist and development banker with more than 25 years of involvement in rural development banking India. Wide ranging experience in project formulation, appraisal, monitoring, institution development and strengthening, training and capacity building in rural finance, supervision of financial sector, microfinance and agriculture finance. Associated with expert committees on cooperative banking reform, financial inclusion, farmers in distress, etc. Presently practicing as an independent consultant in India and Vietnam. Now authoring the State of Sector report on Microfinance India 2008. Keenly interested in poverty alleviation and rural development issues. Has worked on savings related themes with regard to the banking sector and MFIs. Has been one of the authors of the book "Savings Services for Poor" edited by Madeline Hirshland, published by Kumarian Press (2005)"
Hans Dieter Seibel 
Hans Dieter Seibel, professor (em.) at Cologne University and senior fellow at the Development Research Center (ZEF), University of Bonn. Specialized on rural & microfinance, agricultural development bank reform and SHG-bank linkages. 1999-2001 Rural Finance Advisor at IFAD in Rome, author of its Rural Finance Policy. 1988-91 GTZ teamleader of Linking Banks and Self-Help Groups in Indonesia.
Hans Dieter Seibel, professor (em.) at Cologne University and senior fellow at the Development Research Center (ZEF), University of Bonn. Specialized on rural & microfinance, agricultural development bank reform and SHG-bank linkages. 1999-2001 Rural Finance Advisor at IFAD in Rome, author of its Rural Finance Policy. 1988-91 GTZ teamleader of Linking Banks and Self-Help Groups in Indonesia.
Hugh Allen
Hugh Allen has worked in development since 1970, focusing for most of the last 15 years on microfinance and technology-focused market development activities. For 13 years he worked for CARE and was their Chief Technical Advisor for Small Economic Activity Development in Africa. It was during this time that he first came across the VS&L model and realised its potential. These days he works exclusively to promote its adoption by multi-sectoral development agencies and southern NGOs. He is on the faculty of Southern New Hampshire’s Microenterprise Development Institute and the Boulder Microfinance Training program and is co-facilitator of the SEEP working group on Savings-led Financial Services. He has published books with ITDG on technology related activities and savings-led financial services. His most recent publication is 'Village Savings and Loan Associations: A Practical Guide' Published by Pracrtical Action publications. He also contributed to the book 'What's Wrong With Microfinance?', writing the Chapter on 'Finance begins with savings. not loans'.

