Financial Services Resources: MicroLinks- Microenterprise Learning Information and Knowledge Sharing (4.1.3 )

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Financial Services Resources
www.microLINKS.org/fs

The USAID Microenterprise Development office’s investments in financial services emphasize asset accumulation and protection for the poor (client level), building client-responsive, sustainable institutions (institution level), and helping microfinance providers exit from donor support (market level). Client-level investments aim at deepening access to financial services for populations that are marginalized and underserved due to their socioeconomic status, gender, age, religion, culture, ethnicity, location, or the impact of conflict or disaster. Investments aimed at the retail level continue to underscore microfinance institutions’ sustainability, but also their commitment to deliver products and services that meet the diverse needs of the poor. Market-level investments encourage microfinance institutions to transition from donor to commercial sources of capital and to develop productive partnerships with private sector institutions. The goal of these investments is to provide practitioners and USAID missions with technical information on how to design and implement a balanced mix of interventions to foster financial sectors that include, and address the needs of, poor people.

Building Inclusive Financial Systems for the Poor:
A Multi-Tiered Approach

CLIENT Asset Accumulation & Protection	INSTITUTION Client-Responsive Sustainable Institutions	MARKET Exit Strategy/Graduation
Serving Vulnerable & Marginalized Populations > Select Topic Clients Affected by Conflict Clients Affected by Disasters Clients Affected by HIV/AIDS Youth Risk Management Products > Select Topic Savings Insurance Remittances & Money Transfers Poverty Assessment and Analysis	Diversified Financial Products and Services > Select Topic Credit Savings Insurance Remittances and Money Transfers Housing Leasing Integrated Services Institutional Models and Delivery Channels > Select Topic Downscaling Commercial Banks Non-Governmental Organization Transformation Microfinance Institution/Bank Linkages Commercializing State-Owned Retail Banks Member-Owned Models for Outreach Technology Innovations for Financial Inclusion Rural and Agricultural Finance/Value Chain Finance > Select Topic Value Chain Finance Formal Financial Institutions in Rural and Agricultural Finance Community and Village-Based Mechanisms Product Innovations for RAF Institutional Development > Select Topic Strategic Planning Capitalization Strategies and Management Performance Monitoring and Standards Staffing and Human Resources Development Enhancing Efficiency and Productivity Market-Based Approaches to New Product Development Governance and Ownership Management Information Systems for Microfinance Social Performance Management	Enabling Environment for Microfinance > Select Topic Principles and Practices of Microfinance Regulation Country Case Studies Microfinance Support Services and Networks Access to Commercial Capital > Select Topic Mobilizing Savings Development Credit Authority and Other Guarantees Debt and Equity Financing

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